The accounts of the PM Jan Dhan Yojana have increased by three times. Let us tell you that the total number of accounts has risen from 14.72 crore in March 2015 to 42.76 crore by July 21, 2021.
The population has embraced the national government's PM Jan Dhan Yojana. In just a few years, the number of accounts opened under this programme has tripled. The Department of Financial Services (DFS) tweeted about it. PM Jan Dhan Yojana accounts have increased threefold, according to the tweet. Let us inform you that the number of accounts has risen significantly.
Let us tell you that the total number of accounts has risen from 14.72 crore in March 2015 to 42.76 crore by July 21, 2021.
In a tweet, the Department of Financial Services stated that the amount deposited in PMJDY accounts has increased dramatically since its start (from Rs 15,670 crore in March 15 to Rs 145,551 crore as of March 21). This is a significant indicator of the financial inclusion program's success.
A bonus of Rs 2.30 lakh is available to Jan Dhan account holders. Accidental insurance is provided to Jan Dhan account users when they create a bank account. Account holders are offered accident insurance of Rs 1,00,000 and general insurance of Rs 30,000. If a Jan Dhan account holder is involved in an accident, he is entitled to Rs 30,000.
If the account holder dies in an accident, he is entitled to Rs 2 lakh in compensation. A Jan Dhan account user can get up to Rs 2.30 lakh in this situation.
Aside from that, consumers are not required to maintain a minimum balance. Customers from the government can also get a Rs 10,000 overdraft on this account. This is in addition to the benefit of interest, which is comparable to that of a savings account. There is also the advantage of mobile banking. Aside from that, the Rupay card can be used to withdraw cash and shop.
How can I open an account?
More accounts are being opened in public sector banks under the Pradhan Mantri Jan Dhan Yojana. You can, however, create a Jan Dhan account with a private bank if you like. You can convert any other savings account into a Jan Dhan account as well. A Jan Dhan account can be opened by any Indian citizen who is 10 years old or older.
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